Privacy Policy

Your privacy is important to Little Home Loans. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. By using our website, you consent to the practices described in this policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: This includes your name, email address, phone number, postal address, and any other information you voluntarily provide to us through contact forms, loan applications, or other means.
  • Financial Information: When you apply for a loan, we may collect financial information such as your income, credit score, employment history, and bank account details. This information is necessary to assess your eligibility for our services.
  • Usage Data: We may collect information about how you use our website, including your IP address, browser type, operating system, referring URLs, pages visited, and the dates/times of your visits. This data helps us improve our website and services.
  • Cookies: We use cookies and similar tracking technologies to collect information about your browsing behavior. You can control cookies through your browser settings.

2. How We Use Your Information

We may use your information for the following purposes:

  • To Provide Services: We use your personal and financial information to process loan applications, provide financial advice, and assist you in finding suitable loan products.
  • To Communicate with You: We may use your contact information to respond to your inquiries, send you updates about our services, and provide you with important information about your loan application.
  • To Improve Our Website: We use usage data and cookies to analyze trends, administer our website, and gather demographic information about our user base. This helps us improve the user experience and optimize our website.
  • To Comply with Legal Obligations: We may disclose your information to comply with applicable laws, regulations, or legal processes.
  • Marketing Purposes: With your consent, we may send you promotional emails about our services and special offers. You can opt-out of receiving these emails at any time.

3. How We Share Your Information

We may share your information with the following parties:

  • Lenders: We share your financial information with lenders to process your loan application and find suitable loan products.
  • Service Providers: We may share your information with third-party service providers who assist us in providing our services, such as credit reporting agencies, data analytics providers, and marketing agencies.
  • Legal Authorities: We may disclose your information to legal authorities if required by law or legal process.

We require these third parties to agree to keep your information confidential and to use it only for the purposes for which we disclose it to them.

4. Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. These measures include:

  • Using encryption to protect sensitive data transmitted online.
  • Implementing firewalls and intrusion detection systems to prevent unauthorized access to our systems.
  • Restricting access to personal information to authorized personnel only.
  • Regularly reviewing and updating our security practices.

However, no method of transmission over the Internet or method of electronic storage is completely secure. Therefore, we cannot guarantee the absolute security of your information.

5. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Rights

You have the following rights regarding your personal information:

  • Access: You have the right to access the personal information we hold about you.
  • Correction: You have the right to request that we correct any inaccurate or incomplete personal information.
  • Deletion: You have the right to request that we delete your personal information, subject to certain exceptions.
  • Objection: You have the right to object to the processing of your personal information for certain purposes, such as marketing.
  • Restriction: You have the right to request that we restrict the processing of your personal information in certain circumstances.
  • Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit it to another controller.

To exercise these rights, please contact us using the contact information provided below.

7. Cookies

Our website uses cookies to enhance your browsing experience. Cookies are small text files that are stored on your device when you visit our website. We use cookies for the following purposes:

  • Essential Cookies: These cookies are necessary for the operation of our website and enable you to access certain features.
  • Analytics Cookies: These cookies allow us to analyze how users interact with our website and to improve its performance.
  • Marketing Cookies: These cookies are used to track your browsing behavior and to deliver targeted advertisements.

You can control cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.

8. Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Little Home Loans. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children’s Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete the information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our website and update the effective date. Your continued use of our website after the changes are posted constitutes your acceptance of the revised Privacy Policy.

11. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us at: Contact Us.